The answer is almost always yes. The question isn't whether to create an Event - it's whether you'll regret not creating one when you need it six months from now.
The Golden Rule
If you're asking yourself "should I create an Event for this?" - you're already sensing something might matter later. That instinct is usually right. Create the Event. It takes 30 seconds now and could save you thousands later.
Always Create Events For These
Every Interaction with Problem Companies
If a company has ever caused you issues, document every single interaction forever:
Every call (even "just checking on status")
Every email (even automated responses)
Every chat (screenshot and attach)
Every payment (no matter how routine)
Why: Companies count on you forgetting. They know their own records. Your Events make sure you know them too.
Anything Involving Money
Payments made (rent, deposits, fees)
Refunds promised or received
Quotes given verbally
Fee waivers offered
Price changes mentioned
Unauthorized charges discovered
Why: Financial disputes are won by whoever has better records. Be that person.
The "Small" Problems That Repeat
Internet goes out "briefly"
Package arrives "slightly" damaged
Neighbor's dog barks "sometimes"
Water pressure is "occasionally" low
Payment system "glitches" again
Why: Five "small" Events become a pattern. Patterns become leverage. Leverage becomes resolution.
Verbal Promises
If someone says they'll do something and there's no paper trail:
"I'll have someone call you back"
"We can work something out"
"Don't worry about that fee"
"We'll expedite your case"
"That won't happen again"
Why: Verbal promises evaporate. Event promises are forever.
Before/After Conditions
Moving into a new place (walkthrough Event with photos)
Lending someone anything (condition documentation)
Starting a service (what was promised)
Before construction/repairs (baseline conditions)
Shipping valuable items (pre-ship photos)
Why: "It was already like that" becomes "Here's my Event from March 3rd with 47 photos showing it wasn't."
Create Events Even When Things Go Right
This is counterintuitive but powerful:
Good Service Events
"Maintenance fixed AC same day, technician was Carlos"
Why: When they later claim "we always respond promptly," you can say "Yes, like on March 3rd when Carlos fixed my AC same day. Why not this time?"
Successful Payments
"Rent paid on time via portal, confirmation #8291"
Why: Establishes your pattern of compliance. When they claim you're a problem tenant, your 24 on-time payment Events say otherwise.
Positive Communications
"Manager apologized for error, waived late fee as courtesy"
Why: Proves they've admitted fault before. Makes it harder to play hardball later.
The Events People Skip (But Shouldn't)
The First Time Something Happens
"It's probably nothing, just this once..."
No. The first occurrence is the most important Event. It establishes the start date of a pattern.
When You're Too Angry to Write Clearly
Perfect. Create the Event while angry. Raw details are better than forgotten details. Write: "Called insurance AGAIN. Lisa put me on hold for 47 minutes then disconnected. This is insane."
After You've "Resolved" Something Yourself
"Plumber fixed leak, I paid, problem solved."
Create the Event anyway. When your landlord claims no water damage history, your Event proves otherwise.
Things That "Aren't Worth Fighting"
The $5 overcharge. The 10-minute delay. The minor scratch.
Document them anyway. Tiny Events add up to big patterns. An Event could be evidence in something bigger you've yet to discover.
The 30-Second Event Method
Don't overthink. When something happens:
Open the World entry
Add Event
Pick a type (don't stress over which)
Write one sentence about what happened
Add a photo if you have one
Save
That's it. You can always add details later. The timestamp and basic info are what matter.
Your Future Self Will Thank You
Every Event you create is a gift to your future self who's dealing with a problem. That future you, frustrated and fighting some company's denial, will look back at your Event timeline and think "Thank god I documented this."
The Events you'll regret are the ones you didn't create. The text saying they'd waive the fee. The photo of the damage before you moved in. The name of the representative who promised to help.
So when in doubt, create the Event. Let Loophole AI sort out later which ones matter. Your job is just to document reality as it happens.
Because when someone says "that's not what happened" or "we never promised that" or "you must be mistaken" - your Events are the receipts that prove exactly what happened, when it happened, and who said what.
And that's how you win.